Home
Starts
Here.

Your journey starts today. Our purpose is to help you get there. Apply to get started.

Apply Now
No items found.

Amir Fazalbhai

Team Amir

Branch Production Manager

NMLS #

389384

Buying a home can feel like a lot, I’m here to make it easier. With over 20 years in home lending, I’ve helped families just like yours navigate the journey to homeownership with clarity and confidence. Since 2004, I’ve been focused on one thing: making the mortgage process feel less overwhelming and a lot more human.

My team and I are committed to quick responses, honest guidance, and the kind of support that makes you feel like we’re right there with you, because we are. This is a big milestone for your family, and it deserves a thoughtful, personal approach.

O:
817.874.5587
M:
T:
teamamir@altahl.com
99 Trophy Club Dr Ste 334 Trophy Club, TX 76262
Lending in:
Texas
apply now
Team Amir
Zack Fix
NMLS #
2289981
Team Loan Officer
682.321.3420
Fabian Martinez
NMLS #
1874017
Team Loan Officer
210.296.9594
Amy Young
NMLS #
2180910
Team Loan Officer
210.601.1114
Nick Reyes
NMLS #
1963817
Team Loan Officer
210.606.2303
Steven Lacivita
NMLS #
2383723
Team Loan Officer
210.473.0523
Sandi Sanford
NMLS #
Loan Officer Assistant
561.644.2949
Michael Johnson
NMLS #
Production Associate
210.872.1297
Holly Petty
NMLS #
Processor
830.496.1209
Tanja Brennan
NMLS #
Processor
At Alta, we believe in the power of home. It is a foundation for dreams, growth, and stability. Our work is about more than transactions; it's about guiding people through the process, elevating the experience, and creating impact that lasts lifetimes.

Find Your Space.

Whether you’re buying your first home or refinancing, we make the process simple and stress-free. Get competitive rates, personalized guidance, and a seamless application experience. Ready to take the next step?

APPLY NOWcontact our team
Loan Programs & Types.
These are just a few of the many mortgage options out there. The best one for you depends on your finances, credit, and homeownership goals. Let’s chat—we’ll walk you through your options and help you find the perfect loan for your dream home!
Conventional Loan
A conventional loan is a mortgage that is not insured or guaranteed by the federal government. It is backed by private lenders and typically follows the guidelines set by Fannie Mae and Freddie Mac. These loans come in fixed-rate or adjustable-rate options and typically require private mortgage insurance (PMI) if the down payment is less than 20%.
FHA Loan
An FHA loan is a government-backed mortgage designed for borrowers who may have lower credit scores or smaller down payments. It is insured by the Federal Housing Administration, which makes it easier for lenders to approve borrowers with credit scores as low as 500 (with a 10% down payment) or 580 (with a 3.5% down payment).
VA Loan
A VA loan is a mortgage loan available to eligible veterans, active-duty military personnel, and their families. It is guaranteed by the U.S. Department of Veterans Affairs, allowing lenders to offer zero down payment, no private mortgage insurance (PMI), and competitive interest rates.
USDA Loan
A USDA loan is a government-backed mortgage designed for low-to-moderate-income borrowers purchasing homes in rural and some suburban areas. The loan is issued by approved lenders and guaranteed by the U.S. Department of Agriculture, offering zero down payment and lower mortgage insurance rates.
Jumbo Loan
A jumbo loan is used for home purchases that exceed conforming loan limits, which are $726,200 in most areas or up to $1,089,300 in high-cost regions. These loans have stricter qualification requirements, including higher credit scores (typically 700+), larger down payments (10%-20%), and strong income verification.
Alta connect app

Get the App.

Simplify your home loan journey with the Alta Connect app. Apply for a mortgage, securely upload and sign documents, use powerful calculators, and track your loan progress—all in one convenient place. Stay informed and in control, every step of the way.

Download the app
What Clients Are Saying.
Connect With Us.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Amir Fazalbhai
Branch Production Manager
NMLS #
389384
99 Trophy Club Dr Ste 334 Trophy Club, TX 76262
teamamir@altahl.com
Connect
O:
817.874.5587
M:
T:
Apply Now
about
Resources
contact
NMLS Consumer AccessPrivacy PolicyLicensing & Disclosures

© 2025 Alta Home Lending. | NMLS #62411


Alta Home Lending is a DBA of Republic State Mortgage Co. 815 Hawthorne Street, Houston, TX 77006. Phone: 713-520-7791

This is not an offer for an extension of credit or a commitment to lend. All applications are subject to credit and property approval.